Thank you Michael Joseph, this explanation greatly aided my comprehension.

The answer to the question in the 2ND SCENARIO, "Why would the Heir UNDERTAKE by USING said Certificate of Beneficial Interest as an ID to obtain Driver's License, SSN, etc?" is easy: because the Heir was told to do so by parents, family members, teachers, elders, etc. The Heir was made to understand that bucking up against this system is equal to being a rebel, a villain, and an outlaw.

The answer to the question in the 1ST SCENARIO, "Where is the Heir?" is much more elusive. I would like to know the answer, because the UNDERTAKING business has never really worked out well for me.

Who can explain where the Heir is in the 1ST SCENARIO?