You were twelve; I was fifteen, I have a copy of my application.

Somewhere along the line of age; contracting with a minor doesn’t seem right to me.

Where is that law that made contracting with a minor legal?

After my parents (born in 1914) passed I called ssa and ask them where are my parents contributions at? They wanted to know why. Told them I want my family to have what my parents never had a chance to use returned. Gone was the reply.

Years later I called them and said I wanted to stop with contributions and start my own OADI and they talked about the credits, my credit have been there for years; the end result was I need permission form the irs.

Such a great program gone bust.