Lawful money and bank acct

[Freeman]

That is a great question and indeed is a little complicated.

If your wife works and does not wish to redeem lawful money you might set up your own accounts (at Wells Fargo) and that gives you an opportunity to demand redemption on the new Signature Card. You might just stop transactions in your joint (her) account but I would get my name off it if she still endorses.

Thanks David, that makes more sense, I don't see a good outcome if I'm redeeming and she is not on the same bank acct. I wonder if there is a way to have my own acct under my wife's joint, so that transferring money is still An option?