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    Senior Member Michael Joseph's Avatar
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    Quote Originally Posted by lorne View Post
    Yes, the FICO score tries to put a number on your creditworthiness; your ability to receive credit. How likely you are to repay a loan, based on your history of credit use. Higher number meaning more likely to repay; a good risk, from the bank's point of view.

    But what is credit? In America it's the banksters default currency - private credit, Federal Reserve notes. That's what banks lend - debt notes. Which really isn't money.

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    In your case Marcel, it appears you have "0" credit cards and because you're reading & posting here I'm assuming you're like other suitors here, you don't use private credit of the Federal Reserve? You haven't been duped, you use lawful money. You're not a debt slave. Therefore the Experian Credit Report cannot even come up with a score for you. No history, or at least no recent history. I imagine this is what David & MJ's credit reports look like. Not good or bad just... no score. No history of borrowing private credit (Yes suitors are likely a poor risk as we know the game).

    So Congrats, and welcome to the club!
    I don't play the credit game. But I learned a long time ago that many do. So we created a trustee board and our trustees hold many different accounts in trust. And they make sure that the accounts are paid timely. As such, the Trust and its trustees all share a very high credit score. Once you get over 820 they throw credit at you - just sign here. I went to the mailbox a couple months back and one trustee was offered something like 142k to just sign here and deposit the check. Amazing.

    MJ, as Trustee is a different capacity than MJ individually. However to the banking world there is no difference in regard to credit score. I enjoy privacy and as such, I don't mind hiring on trustees to interface the public. I can give direction regarding the sword. Ultimately he who manages has the liability and I don't mind that, however, I also don't want to be seen by the ignorant public retard. She is a THOT. And I have no intercourse with THOTs.

    Case in point: a couple days back was veterans day. I noticed three flags flying at half mast. Can you spot the ignorance? In North Carolina the seal has a Latin phrase that sort of reads like this: Better to be than seem to be. It seems to me that when I look out my windows I see many who would rather seem to be good than to be good! I have to laugh at the youngsters today wearing their beards. Their last grasp to cling to what is left of their masculinity. With skinny jeans and their flannel tight shirt, they proudly sport their trimmed beards. They can't run a power tool, but they can grow facial hair!

    BTW: Have a drink on me. In fact, have two or six. Now where is my Led Zepp 1 album? Ah yeah.

    To the FRS : I said baby, baby, baby, baby yeah I'm gonna leave you....I said baby, you know, I'm gonna leave you.... Oh yeah...

    I can hear it calling me the way it used to do... I can hear it calling me back home....

    Letting the neighbors in on my joy... I hope they like Led Zeppelin.

    I said that's when it's calling me back home!

    ---------

    She tempted me with the next song..... I can't quit you babe, but I gotta put you down for a little while....

    One more for the road - a thunder clap that will be heard around the world.


    Excuse me while I play my guitar,
    MJ
    Last edited by Michael Joseph; 11-14-18 at 01:01 AM.
    The blessing is in the hand of the doer. Faith absent deeds is dead.

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