Thanks Lorne, I just signed in and was in the process of messaging you about this because I saw your examples on Turbo tax. David showed examples also so I'm in good shape, I'm messaging you anyways I'm curious about the 1099_NEC and 1099_R. Yeah, with your above example $12,400 and below is not taxable (you're $4.00 over ). My W2 is automatically adjusted for deductions (insurance, dues, etc.) so my AGI would actually be $76817. I figured out my mistake on my state return.

All you guys are awesome and thanks for the patience for all us newcomers. And I'll be donating when I receive my refund to help further the cause.

Thanks all, Joseph