Thank you for responding, JohnnyCash.
Regarding giving you "more truth than you are ready for," I can't provide you with any links.
Giving you "more truth than you are ready for" would be a harmful thing, and I don't make a practice of intentionally creating harm.
Your "no Income Tax paid since 2007" link is interesting -- I see you have been a follower of Pete Hendrickson, as I have been.
My main concern is that if I try the redemption of lawful money endorsement it might trigger some kind of report to the IRS, which I don't need.
Yes, if I had a good understanding of it, I could write Lawful Money for Dummies.