Redemption of Lawful Money at US Bank

[OlyThoreau]

Thank you all for the discussions posted here. They have really helped me out in making some headway. I'm currently working with three different banks on this issue, laying the groundwork for others more than anything. I was successful at redeeming lawful money with my paper check last week at US Bank. Still working on getting my signature card changed there. I'm also working with Bank of America to get a new checking account set up with a signature card that has the stamped demand for lawful money. I've set up an account with a credit union, that is refusing to let me amend my signature card. I'll probably be waiting until I have success with both US Bank and Bank of America before putting much more effort in at the credit union.

Thanks Again,
OT

Just an update. I've received the stamps I had made for my checks and deposit/withdrawal slips. I'm now stamping my checks with:

Redeemed in Lawful Money
Pursuant to 12 USC § 411
http://uscode.house.gov/download/pls/12C3.txt

I'm not using First Middle; dba Signature. No problem cashing the checks at all.

[Hbert997]

Just an update. I've received the stamps I had made for my checks and deposit/withdrawal slips. I'm now stamping my checks with:

Redeemed in Lawful Money
Pursuant to 12 USC § 411
http://uscode.house.gov/download/pls/12C3.txt

I'm not using First Middle; dba Signature. No problem cashing the checks at all.

Okay, I'm a bit confused... I HAVE been signing using my First Middle; then printing First Middle dba First Last. Should I NOT be signing at all?...just only using my "Redeemed etc." stamp? Because on my signature card I DID sign with my First Middle and then printed out First Middle dba First Last.

Thanks for the input.

Hbert

[David Merrill]

Okay, I'm a bit confused... I HAVE been signing using my First Middle; then printing First Middle dba First Last. Should I NOT be signing at all?...just only using my "Redeemed etc." stamp? Because on my signature card I DID sign with my First Middle and then printed out First Middle dba First Last.

Thanks for the input.

Hbert

This animal seems to be somewhat fleeting. I gather intelligence from anecdotes and conformity with current law. It may be that perceptions change. For example I just saw a fully FILED Default Judgment on a Libel of Review but it took over six weeks to happen; like they mulled it over and over and finally realized they had no choice but to honor the foreign true judgment. They had been trying over that time to dismiss but the Order was Refused for Cause properly.

What I am saying is that the signature, at least in my mind has been the endorsement of the Order for lawful money. You sign your Demand. But all along, I have only been advising that you sign your Demand so that the teller will process your paycheck, giving you the funds for your groceries etc. If there is a signature it goes a lot smoother at the bank.

When asking for a $40 refund at Lowe's and while a little distressed that the salesman sold me the wrong power tool battery I just signed, Lawful Money. That went so smoothly that I think I will adopt it more often.

[OlyThoreau]

Okay, I'm a bit confused... I HAVE been signing using my First Middle; then printing First Middle dba First Last. Should I NOT be signing at all?...just only using my "Redeemed etc." stamp? Because on my signature card I DID sign with my First Middle and then printed out First Middle dba First Last.

Thanks for the input.

Hbert

My understanding from reading posts from others around here is that it is just "First Middle (printed); dba First Last (signature)". David definitely knows more about this than I do. However, it is my opinion that if you can get away with just stamping the spot that asks for your endorsement without any signature at all, why not do it? I think this only makes it clear that you DO NOT endorse private credit, and leaves no room for argument that you do. I know that the tellers see what I have done because they always flip the check over, and I have red ink in my stamper.