Franko, you are trying too hard. See how easy EZ makes it look? It is that easy. The bank signature card is your agreement to a contract. The bank, being a corporation, can only contract with another corporation, in this case, your cestui que vie trust, that is your three names in all caps. The bank agreement contains a lot of legal text intended to trap you into an adhesion contract with the IRS (another corporation). But all of that is predicated on your use of FRN's, because the bank's lending against your credit is what triggers the duty to pay income tax. When you redeem lawful money, which is an inelastic currency, actually backed by silver, the bank cannot lend against it, cannot use your deposit as reserves for fractional reserve lending. So now you are outside the purview of Title 26; the transaction in lawful money is not affected by Title 26. So whether you are a US citizen, which makes you a 'taxpayer,' ie, one who must pay income tax, is unimportant, as you have no taxable income. The US citizen has also given up his common law rights and agreed to be bound by Roman law (jurisdiction in Article I courts), but those municipal laws only apply to corporations, such as your CQV trust, not to you as a human person. So the most you need to put on a bank account agreement is "all transactions redeemed in lawful money per 12 USC §411," and "All rights reserved per UCC 1-207" Or as EZ puts it: just notice your bank with your demand, and leave the signature page alone.

Finally, Bentley, you say only the employer has a duty (and I agree, where you file a W-4, asking him to withhold), but what about other things than wages being taxed? Such as capital gains? What is that tax on, being there is no employer? So the demand for lawful money covers anything the IRS wants to include, all based on the use of Federal Reserve credit. Don't use the credit, don't be liable for the tax. This is tax avoidance, not evasion.

Freed