Seeking answers

[Matt]

Hello, The site is very informative, it's quite surreal learning how the Federal Reserve has changed America so much.
I have learned a lot but I'm not yet confident enough to demand lawful money as I want to avoid pitfalls.
I've been looking around the site for some answers to questions I have, but have not been able to find them yet.

Regarding lawful money:
1. Must I stop writing checks and begin using money orders to pay bills?
2. Must I stop using credit/debit cards since a card cannot be used if it doesn't have my signature?
3. I invest in stocks and mutual funds. If I have bought these stocks/funds using money that has collected interest from a bank account is it still possible to withdraw lawful money from the sales of these stocks and funds?

If I can demand lawful money from these sales how do I do it? I use TDAmeritrade and Fidelity.

4. Is it necessary to cash paychecks at my employers bank or can I use my own bank?
5. Any questions I should have asked but did not?
6. What things should I not do once redeeming lawful money?

Thank you.

[David Merrill]

Hello, The site is very informative, it's quite surreal learning how the Federal Reserve has changed America so much.
I have learned a lot but I'm not yet confident enough to demand lawful money as I want to avoid pitfalls.
I've been looking around the site for some answers to questions I have, but have not been able to find them yet.

Regarding lawful money:
1. Must I stop writing checks and begin using money orders to pay bills?

No. You can continue writing checks. For public utilities you might consider striking through Pay to the Order of...


2. Must I stop using credit/debit cards since a card cannot be used if it doesn't have my signature?

You probably want to get out of credit altogether. Debit Cards need no signature.
3. I invest in stocks and mutual funds. If I have bought these stocks/funds using money that has collected interest from a bank account is it still possible to withdraw lawful money from the sales of these stocks and funds?

As a rule of thumb, whenever you sign for cash you want to make your demand.

If I can demand lawful money from these sales how do I do it? I use TDAmeritrade and Fidelity.

4. Is it necessary to cash paychecks at my employers bank or can I use my own bank?

Either. I used your boss's bank for a simple example in my videos.

5. Any questions I should have asked but did not?

Maybe but making your demand for lawful money is risk free. It is getting your mind wrapped around it enough to file income tax forms that takes you to a next level.
6. What things should I not do once redeeming lawful money?

You want to simplify your contract footprint. Get out of credit and into debit if you like plastic. Quit signing so much stuff. Learn a simpler contract lifestyle.


Thank you.

Welcome to the forum!

[Freed Gerdes]

All US stock trading agencies use a connected bank to store and harvest the use of any free funds (cash balances) in your accounts. This bank is a Federal Reserve bank, and you can make your demand to your broker, who is an agent of that bank. Send your demand by certified letter, return receipt requested, then keep a record of the letter and receipt, in case the IRS asks you to prove you made the demand. After the demand, your connected bank account will contain lawful money, so equities purchased from the account will be owned in legal title, as well as equitable title (ie, no lien in favor of the Federal Reserve). This legal ownership may or may not help if the Fed/Treasury announce some kind of confiscation of stock accounts, which is a near certainty in the not too distant future. Further, the proceeds from the sale of these equities will be redeemed in lawful money prior to deposit into your connected account, thus the transaction is not under the purview of Title 26 (which deals with private money, and excise taxes on same). So the proceeds from stock sales is not taxable, and does not have to be reported to the IRS. From your mutual funds, request a check for whatever number of shares you want to sell, then put your demand for LM on the back of the check; if cashed/deposited at your usual bank, it does not need a signature. Be sure to keep a copy of both sides of the check, so you can prove you made the demand on the check. The demand for LM is always made at the point of negotiating an instrument with the bank. The bank is the local distributor of private money; they benefit greatly from your use of their private debt instruments, and they will assume that at every transaction you want to use their private debt, unless you demand public money instead. The FRN is legal tender: a tender is an offer to pay; making FRN's legal tender is a very bad joke, as the law says if anyone offers to pay you in IOU's, you have to accept them, otherwise the debt is canceled. But you do not have to loan your FRN's to the bank, which constitutes 'using' FR private credit, and makes you liable for the income associated with the deposit. By demanding LM on the check you are negotiating, you switch from private money (taxable) to public money (non-taxable by the IRS, only taxable by Congress, and only following the Constitution). Keep trying; better questions get better answers.

[David Merrill]

All US stock trading agencies use a connected bank to store and harvest the use of any free funds (cash balances) in your accounts.

Endorsing the private credit (system) of the Federal Reserve.

[mikecz]

Federal Reserve "Accounts"

http://quod.lib.umich.edu/p/ppotpus/...+reserve+notes

If one wants a clear depiction of the system, straight from the horse's mouth, FDR himself...(Just read page 18 and 19, gems abound.)

The federal reserve was originally created as a temporary backup to solve liquidity issues. If there was a run on the bank, they needed a "lender of last resort", a separate currency to allow for those times when a bank couldn't meet the demands for real currency. This is why the notes had to be redeemable, as they were issued, they needed to have value. Since it was just a temporary liquidity issue, the notes should be redeemed, and when the crisis is over, all is well.

This was the inception of the beast that we know now. They started their money manipulation scheme by toying with their reserve requirements, have since abandoned that practice as more control has been found in total control of interest rates through the discount window.

Either way, in the text above that David posts on a regular basis, the things that stood out to me the most...

...was to prevent the withdrawal of any further gold and currency. The old War Statute of 1917 had not been repealed and we used it. It was an exceedingly useful instrument.

You might hoard gold, therefore you are the enemy (according to FDR, and Woodrow Wilson)! We now can steal your gold, thanks...

..was to provide some form of circulating medium for the country in addition to the outstanding currency, because a large part had been put into hiding. I have confidence the public will accept that circulating medium.

The circulating medium is obviously the FRN. Before this he states how the county now needed cooperation between the States and the Federal Government. The FRN is federal, this statement gives a little insight into how little control the Feds had of the system prior to this date.

It is proposed through the Treasury Department that every bank will be authorized to open new accounts, and that the money deposited in the new accounts can be withdrawn at any time. The only way in which that money can be kept "absolutely safe" beyond peradventure of doubt is by using methods to keep it safe-first, keeping the money in cash the way it is put in; second, depositing it in the Federal Reserve Bank; and third, purchasing Government bonds with it.

New accounts. These new accounts are held in the federal reserve system, same as today.

Recognized Government bonds (I believe federal reserve notes here) are as safe as Government currency (coin and united states notes, gold certificates, silver certificates, etc.). They have the same credit in back of them. And, therefore, if we can persuade people all throughout the country, when their salary checks come in, to deposit them in new accounts, which will be held in trust and kept in on of the new forms I have mentioned, we shall have made progress

So obviously it's a con. The biggest thing from reading this over and reflecting, a bank gets it's charter from the state. It is a bank that is a "member" of the federal reserve system. It is not a federal reserve bank. It was in the past and is now a bank that accepts multiple types of currency, having a currency in federal reserve notes back in 1933 became the preferred method as it is today, and since they just assume you keep your money that way, because it's the norm. They have to accept your money the way you demand it, hell they are a bank. The federal reserve notes are held, as FDR said, "in a new account." They prefer FRNs because they can fractionally lend them, a huge plus.

Now, I know all that is required is a demand. But I'm trying to go a little further. I bought a few notes, a silver certificate, a united states note, and an old federal reserve note with the "redeemable" verbiage on it. I also contacted the VP at my credit union and backed him into a corner. I said, what if I deposit $20 into a new account with these united states notes, it is illegal for you to use them as a reserve. He basically stated those would be added to the general fund, and used a reserve. He also tried to add the practicality aspect of it, trying to say the amount is so small, it wouldn't matter anyway. I said I just want to know how I can deposit this form of currency and allow you to keep it's substance (he has seen the united states notes code we talk about frequently). He's forwarded it to legal. The goal of all this is to get the terminology. If it is possible, what "type" of account do they say it is. Further, can I deposit a check in that form, the form of a united states note into that account, and it be held in that type. I actually care what happens behind the clerks window, as I find this to be my most assured way of passing the info to others. "I have a solid account with my credit union, of this type, that is proven by their accounting dept. to not break the law and be used a reserve currency in fractional lending." I don't think I'll get it out of them, but, a bank is a bank first and a member of the federal reserve system second, they just prefer FRNs and don't want you to know about anything else. As I stated earlier, I'll update any responses I receive.

[Freed Gerdes]

Guys, Mikecz has brought up a potential problem: the demand must be made at the Treasury, or at any Federal Reserve bank. Perhaps the BofA is reading 12 USC to mean that the demand must be made at (one of the 12) Federal Reserve banks, as they are just a member bank of the Federal Reserve. If this is the case, then making a demand on the back of your check, ie, non-endorsement, would not appear to be a sufficient demand... likewise making your demand on the bank signature card would not appear to be sufficient, unless you happen to bank at one of the 12 regional FR banks...

Anyone care to comment on this perception? Has anyone had success with getting refunds from the IRS using only demands on the backs of checks? I had assumed that this was established practice (demanding at any bank which is a member of the FRS).

[mikecz]

Guys, Mikecz has brought up a potential problem: the demand must be made at the Treasury, or at any Federal Reserve bank. Perhaps the BofA is reading 12 USC to mean that the demand must be made at (one of the 12) Federal Reserve banks, as they are just a member bank of the Federal Reserve. If this is the case, then making a demand on the back of your check, ie, non-endorsement, would not appear to be a sufficient demand... likewise making your demand on the bank signature card would not appear to be sufficient, unless you happen to bank at one of the 12 regional FR banks...

Anyone care to comment on this perception? Has anyone had success with getting refunds from the IRS using only demands on the backs of checks? I had assumed that this was established practice (demanding at any bank which is a member of the FRS).

Freed, I think the point of that was to show a bank wasn't originally setup to accept only FRNs, they accepted all types of currency, FRNs just were preferred. It's sort of like any business, well, like a recycling shop. They would love for you to give them solid ingots already prepped and ready to go, giving them a bunch of gnarled up copper wire is a pain in the a$$, but they'll take it. FRNs just became standard because the bank can fractionally lend them and turn more profit quicker and easier. It's simple business, it's why central banks always win out, easy money. We as Americans have a right to demand our money be in a certain form, as the FRN started as a temporary fix, a quick means to provide liquidity if the bank should need it.

FYI...Good luck getting in the lobby. I wander if anyone has ever tried sending a FRN to one of these banks with a demand?

http://www.federalreserve.gov/otherfrb.htm

Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

[mikecz]

Might be barking up the wrong tree with a credit union...

My question...

I have some old Federal Reserve Notes with the language "is redeemable in lawful money at the united states treasury or at any federal reserve bank."

Is a credit union a federal reserve bank? I know it is a member of the Federal Reserve Bank, but, according to the language above, is it specifically a "federal reserve bank," or does this mean 1 of the 12 district banks?

The response

hank you for your recent correspondence to the Federal Reserve Board regarding Federal Reserve notes. Because of the nature of your question, you may be interested in our Frequently Asked Questions about currency and coin: http://www.federalreserve.gov/faqs/currency-coin.htm

You may also be interested in the Federal Reserve Bank of Philadephia's online publication, "Symbols on American Money," which can be found at http://www.philadelphiafed.org/educa...merican-money/.

As for your question about credit unions, please know the Federal Reserve supervises only state-chartered banks that are members of the Federal Reserve System. The National Credit Union Administration (NCUA) is the agency that supervises and regulates federal credit unions.

I hope this information is helpful.

Sincerely,

LOD
Board Staff

I am going to pursue a bank, my understanding was credit union and bank are nearly identical, just with different owners, maybe a little more restriction with a credit union. Either way, better off at a bank I would say, at least judging from the email.

[Matt]

I intend to cash a profit sharing check soon, but have a few more questions.
I intend to scan the front and back side with my demand.

1.If I were to deposit the whole check, are there any demands I need to make?

2.Do I need to prove that the backside is actually the same backside

[Freed Gerdes]

http://img839.imageshack.us/img839/8346/002rok.jpg and here is the response from the Richmond Fed: http://img18.imageshack.us/img18/7388/001ncri.jpg

[David Merrill]

Working with new suitors indeed the trend is to notify the US Government and the Fed Bank. Then serve the local bank.

In some states the clerk of court at the USDC balks at the $46 Miscellaneous Case filing. So if it is worth it to the suitor he will just turn around and file the new or traditional counterclaim for $350. In this example the suitor is a foreign national here on a work permit showing a State refund of $4.5K and a Treasury refund for over $10K!

Crosstalk:

Subject: Want to share some success!

Hello David,

Here you can see result of our work together. I would like to thank you for all the help and advices you have given to me. I will continue to learn from you, other BT members and elsewhere. Please, feel free to share this success story and attachment ( with my name being sanitized/removed ).


Thank you very much.

Another new suitor in the brain trust filed the new counterclaim and the judge is moving to dismiss it as hypothetical. - Meaning since the Treasury has not refused his Refund he has not actually been injured. So he went to the coin shop and paid probably $12 for a $5 US note. Then he went to the store with a witness and they filled out affidavits that they could get no more than $5 worth of merchandise for the US note! Now he has proven the injury from pegging the US note (not to be a reserve currency) to the value of FRN's, a reserve currency...

(Re: Bourne Supremacy: You can't make this stuff up!)

> To: David Merrill
> Subject: US Note actions
>
> I purchased a 5 dollar us note, and i am going to spend it today in the
> action we spoke of. I am preparing the affidavit now. I am planning on
> taking it up to Capital City tomorrow. Is the other document ready? I forget
> what you called it, but the explanation of the action described in the
> affidavit. I will need to get moving early to get everything accomplished
> in time.

USDC for the District of State
Memorandum of Law Case #3:13-cv-123 ABC

P.S. Sanitizing it I notice that the State Refund check has VOID watermarked on it???

[mikecz]

More of this!!!

Great read, now more people are catching on, more results should be trickling in. This is great news...

Also, I'm assuming this is a refund from the IRS (treasury) and the state tax collection agency, wherever it may be. Is this just for the year?

Citing the Bretton Woods agreement is fantastic, as well, 42.22 number seems to be avoided by them at all costs. Wonderful, wonderful...

[Michael Joseph]

You can't make this stuff up!)

And Aaron's rod turned into a serpent. But the Magicians in Pharaoh's court did the same and their rods turned into serpents. But Aaron's rod swallowed up their rods.

The foregoing tells me that the systems that have been used against man to make merchandise of man will be turned against itself. And the company of Dan shall bite the heel of the Pale Horse and its rider shall be cast into the sea! The wicked devises that has deceived man such that some men have gained the dominion over other men are going to dry up.

Exo 15:1 Then sang Moses and the sons of Israel this song unto the LORD, and spake, saying, I will sing unto Yehovah, for He hath triumphed gloriously: the horse and his rider hath He thrown into the sea.

What is this pale horse and who is its rider?

Rev_6:8 And I looked, and behold a pale horse: and his name that sat on him was Death, and Hell followed with him. And power was given unto them over the fourth part of the earth, to kill with sword, and with hunger, and with death, and with the beasts of the earth.

Who is this Death?

Heb 2:14 Forasmuch then as the children are partakers of blood and flesh, Himself also likewise took part of flesh and blood ; in order that through death He might destroy him holding the power of death, that is, the devil;

Heb 2:15 And deliver them who through fear of death were through all their lifetime subject to bondage.

==============

It is clear that Haman is the rider of the black horse - but look - the gallows that Haman constructed were used against him.

Eze_28:18 Thou hast defiled thy sanctuaries by the multitude of thine iniquities, by the iniquity of thy traffick; therefore will I bring forth a fire from the midst of thee, it shall devour thee, and I will bring thee to ashes upon the earth in the sight of all them that behold thee.

Unfair balances are going to dry up.

Shalom,
MJ

[David Merrill]

Great post MJ!


I believe that is actually the plan. Greed will fold upon itself.

[yggdrasil]

Mentor Circle proposed

Hi, I need to write up and submit SS lawsuits and am looking for someone who would be able to assist and answer questions.
In return I would yield a percentage of the awards and also be available from then onward as a mentor to others.

I would also like to know about how to claim the damages from the state employees insurance funds and options to make the state
pay valid judgements if they resist.

Thanks