Banks and Pot (Colorado Legalization)

[allodial]

This isn't about the legalization of marijuana in the U.S. State of Colorado. Its about the behavior of banks and credit card companies with respect to purchases or related transactions. Buried in an CBCNews article is found:

Despite their concerns, the state has collected some $60 million US in pot tax revenue since passing the amendment. Last month, Hancock spent $4 million on new programs for the city.

But because legalization remains illegal on the federal level, most major banks are reluctant to handle the money marijuana dispensaries bring in and businesses are unable to use credit or debit cards. (source)

What does that say about the existence or possibility of multiple, separate concurrent or overlapping jurisdictions when it comes to the "money system" in the U.S.? Are credit card transactions in the State or on a federal district?